How to Report a Death to Social Security
How to report a death to the SSA, stop benefits, and claim any survivor or lump-sum benefits you’re owed.
Want this tracked alongside everything else you need to do?
Social Security should be notified promptly. Stopping benefits avoids overpayments you’d later have to return, and surviving spouses or children may be owed survivor benefits.
Step by step
- 1Confirm who is reporting the death. Funeral homes often report deaths to the SSA if you give them the deceased’s Social Security number — but confirm it was done.
- 2Call Social Security if needed. You can’t report a death online. Call the SSA or visit a local office. Don’t cash any benefit received for the month of death or later.
- 3Ask about survivor benefits. A surviving spouse or dependent children may qualify for survivor benefits and a one-time lump-sum death payment.
Common questions
Can I report a death to Social Security online?
No. Deaths must be reported by phone or in person. The funeral home often handles the initial report.
Is there a death benefit?
A one-time lump-sum payment may be available to an eligible surviving spouse or child. Ask the SSA when you call.
Official sources
Related guides
This is general information, not legal advice. Laws and thresholds vary by state and change over time — verify specifics with the official sources above or a licensed professional.